Personal Finance100% Free Tool

Free Recurring Deposit (RD) Calculator Online

Calculate the maturity amount of your monthly recurring deposit with quarterly compounding, interest earned, and pre-tax vs post-tax breakdown. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Enter Monthly Deposit

Input the fixed amount you deposit each month into the RD.

2

Set Rate & Tenure

Enter the bank's annual RD interest rate and tenure in months.

3

Review Total Investment

See your total invested amount versus total maturity value.

4

Check Post-Tax Return

Estimate post-TDS maturity value after applicable tax deductions.

Frequently Asked Questions

RD maturity uses the formula: M = R × [(1+i)^n – 1] / (1 – (1+i)^(–1/3)) where i = r/400 and n is quarterly compounding periods.

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