Personal Finance100% Free ToolPopular

Free SIP Calculator (Systematic Investment Plan) Online

Calculate your future wealth and compounding returns from monthly systematic mutual fund investments with real-time growth curves. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
Currency:
$
$50$2,500$5,000$10,000+
%
1% (FD)8% (Bonds)12% (Index)15%+ (Active)
Yrs
1 Yr10 Yrs20 Yrs35 Yrs
Annual Step-Up (% Increase / Year)Automatically increase contribution with salary hikes
%
Wealth Projection Summary
Expected Total Wealth
$252,288
Total Invested$90,000
35.7% of total
Wealth Gain+$162,288
64.3% of total
Growth180%

How It Works

1

Enter Monthly Investment

Set your monthly contribution amount using the slider or input box.

2

Set Expected Annual Return

Input historical or forecasted annual return rate (e.g., 12% for broad index funds).

3

Choose Time Horizon

Select the investment duration in years to harness compound interest.

4

Review Wealth Breakdown

Inspect total invested principal, capital gains, and year-by-year amortization.

Frequently Asked Questions

A Systematic Investment Plan allows you to invest a fixed amount in mutual funds at regular intervals, typically monthly.

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