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Free Fixed Deposit (FD) Calculator Online

Calculate FD maturity amount with quarterly compounding. Compare pre-tax and post-tax returns accounting for TDS or income tax brackets. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Enter Deposit Amount

Input the principal amount to be deposited in the FD.

2

Set Interest Rate

Enter the annual FD rate offered by the bank (check your bank's rate card).

3

Choose Tenure

Select the FD duration in months or years.

4

View Maturity & Tax

See gross maturity, TDS deducted, and net take-home maturity value.

Frequently Asked Questions

FD interest uses quarterly compounding: A = P(1 + r/4)^(4t). Banks compound quarterly but may pay out monthly, quarterly, or at maturity.

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