Personal Finance100% Free ToolPopular

Free PPF Calculator (Public Provident Fund) Online

Calculate PPF maturity, year-wise interest accrual, and loan/withdrawal eligibility under the 15-year lock-in with 80C tax deduction tracking. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Set Annual Contribution

Enter yearly deposit amount (min ₹500, max ₹1,50,000 per year).

2

Input Current Rate

Enter current PPF interest rate (notified by govt. quarterly, currently ~7.1%).

3

Choose Investment Period

Select 15 years base or include 5-year extension blocks.

4

View Maturity & Loan Eligibility

See total corpus, tax-free interest earned, and loan/withdrawal milestones by year.

Frequently Asked Questions

The PPF interest rate is set by the Government of India quarterly. As of recent quarters, it is 7.1% per annum, tax-free.

Related Personal Finance Calculators & Utilities

Interlinked precision tools in the Personal Finance collection.

View all Personal Finance →