Personal Finance100% Free Tool

Free NPS Calculator (National Pension System) Online

Project your NPS Tier-I retirement corpus, expected annuity income, and lump sum at age 60 with asset allocation across Equity, Corporate, and Government bonds. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Enter Monthly Contribution

Input your monthly NPS contribution amount.

2

Set Asset Allocation

Choose Equity (E), Corporate Bonds (C), Government Bonds (G) allocation percentages.

3

Enter Age Details

Input current age and contribution start year.

4

View Retirement Projection

See projected corpus, 60% lump sum, and estimated monthly annuity from 40% annuitization.

Frequently Asked Questions

NPS Tier-I is the primary pension account with restrictions on withdrawal until age 60. At 60, you can withdraw 60% as a tax-free lump sum and must use 40% to purchase an annuity.

Related Personal Finance Calculators & Utilities

Interlinked precision tools in the Personal Finance collection.

View all Personal Finance →