Personal Finance100% Free Tool

Free XIRR Calculator (SIP Returns) Online

Calculate XIRR (Extended Internal Rate of Return) for SIP investments with irregular cash flows and redemptions, giving the true annualized return. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Enter Cash Flow Dates

Input dates of each SIP installment and any redemptions.

2

Enter Cash Flow Amounts

Enter amounts (negative for investments, positive for redemptions).

3

Enter Final Portfolio Value

Input the current portfolio value as the final positive cash flow.

4

View XIRR Result

See your annualized return (XIRR) for the entire investment period with irregular cash flows.

Frequently Asked Questions

XIRR (Extended Internal Rate of Return) calculates the annualized return considering the timing of each cash flow. It's more accurate than simple CAGR for SIP investments.

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