Personal Finance100% Free Tool

Free SWP Calculator (Systematic Withdrawal Plan) Online

Calculate how long your investment corpus will last with a Systematic Withdrawal Plan, optimal withdrawal amount, and corpus depletion timeline for retirement income. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
0ms Financial EngineIEEE-754 Precision Float
Future Value$31,058
Total Capital Profit$21,058
Initial Principal$10,000

How It Works

1

Enter Initial Corpus

Input your total accumulated investment corpus at retirement.

2

Set Monthly Withdrawal

Enter the monthly SWP amount you need for living expenses.

3

Input Return Rate

Enter expected post-retirement portfolio return (conservative: 8–10%).

4

View Corpus Timeline

See how long corpus lasts, year-wise balance, and optimal sustainable withdrawal amount.

Frequently Asked Questions

A Systematic Withdrawal Plan allows you to withdraw a fixed amount from your mutual fund corpus each month, similar to a pension or salary in retirement.

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