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Free SIP Return Calculator — Calculate Mutual Fund Returns Online Online

Calculate exact maturity amount, total wealth gain, and annualized return for your mutual fund Systematic Investment Plan (SIP). — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency
Currency:
$
$50$2,500$5,000$10,000+
%
1% (FD)8% (Bonds)12% (Index)15%+ (Active)
Yrs
1 Yr10 Yrs20 Yrs35 Yrs
Annual Step-Up (% Increase / Year)Automatically increase contribution with salary hikes
%
Wealth Projection Summary
Expected Total Wealth
$252,288
Total Invested$90,000
35.7% of total
Wealth Gain+$162,288
64.3% of total
Growth180%

How It Works

1

Monthly Investment

Enter your planned monthly SIP contribution.

2

Expected Return Rate

Set your target annual rate of return (e.g. 12% for equity mutual funds).

3

Investment Period

Select the number of years you plan to remain invested.

4

Review Corpus

Inspect projected future wealth and download amortization schedule.

Frequently Asked Questions

SIP return is calculated using the future value of an annuity formula compounded monthly: FV = P × [((1 + r)^n - 1) / r] × (1 + r).

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