Free Home Loan Eligibility Calculator Online
Calculate maximum home loan amount you are eligible for based on monthly income, existing EMIs, loan tenure, and current interest rate using FOIR criteria. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.
How It Works
Enter Monthly Income
Input your net monthly take-home salary.
Enter Existing EMIs
Add all current monthly EMI obligations (car loan, personal loan, etc.).
Set Loan Rate & Tenure
Enter interest rate and desired loan tenure in years.
View Maximum Eligible Loan
See maximum eligible loan amount based on 40–50% FOIR limit.
Frequently Asked Questions
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