When is the old regime better?

Old regime is better when total deductions (80C ₹1.5L + HRA + NPS + home loan interest) exceed approximately ₹3.75 lakh.

Is the new regime default now?

Yes. From FY 2023–24, the New Tax Regime is the default. Salaried employees must opt out explicitly if they prefer the Old Regime.

Is this Income Tax Calculator (India FY 2024–25) completely free to use?

Yes, the Income Tax Calculator (India FY 2024–25) on Gronex.ai is 100% free forever. There are no fees, no subscriptions, no credit card requirements, and no usage limits.

Do I need to sign up or create an account to use this free tool?

No registration or account creation is required. You can use the free Income Tax Calculator (India FY 2024–25) immediately in your web browser with zero signup.

Is my data private and secure when using this free online Income Tax Calculator (India FY 2024–25)?

Yes. All processing runs 100% client-side directly in your browser. Your inputs and data never leave your device and are never stored on any server.

Personal Finance100% Free ToolPopular

Free Income Tax Calculator (India FY 2024–25) Online

Calculate your income tax liability for FY 2024–25 under both New Tax Regime and Old Tax Regime, with deduction optimization and take-home salary comparison. — 100% free online utility, zero sign-up, zero paywalls, and private client-side processing.

100% Client-Side0ms Latency

0ms Financial EngineIEEE-754 Precision Float

Initial Capital ($)

Annual Interest / Return Rate (12%)

Duration (10 Years)

Future Value$31,058

Total Capital Profit$21,058

Initial Principal$10,000

How It Works

Enter Annual Income

Input gross annual salary including all components (basic, HRA, special allowance, bonuses).

Enter Deductions

Add 80C investments, HRA, NPS (80CCD), home loan interest, and medical insurance premiums.

Compare Both Regimes

View side-by-side tax liability under Old and New Tax Regime.

Find Optimal Regime

See which regime results in lower tax and higher take-home salary.

Frequently Asked Questions

New regime slabs: 0% up to ₹3L, 5% for ₹3–7L, 10% for ₹7–10L, 15% for ₹10–12L, 20% for ₹12–15L, 30% above ₹15L. Standard deduction of ₹75,000 applies.

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